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How Will Company Administration Affect Me?

How will Company Administration affect me?

by

Derek Cooper

With the economic climate as it is currently, an increasing number of companies are going into administration. I have spoken to a number of people recently who are employed by businesses where they are facing Administration. These people are understandably worried and want to understand what administration is and what it means for their personal situation.

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If a company is facing Administration it means that there are serious problems affecting its survival. Usually the business will be in a position where it is struggling to pay the people it owes money (its creditors) and there is a risk that they may try to force the company to be closed. In this situation, the company normally requires significant change if it is to survive at all. It is normally the directors or shareholders who apply for Administration. However, the process could also be initiated by sympathetic creditors who want to see the business work so they have the best possible chance of being paid and many be trading with the business into the future. The legal protection afforded by Administration gives a struggling company normally up to a year of breathing space from its creditors. During this time any legal action currently being taken against the business by its creditors is suspended, for example any winding up petitions are cancelled. In addition, creditors cannot start any new actions against the business. The time given to the company while it is in administration is used to try and rescue the business by implementing changes which will make it viable again. The Administration process must be agreed by the court. If the court agrees that the administration should take place an Insolvency Practitioner is appointed to manage the business. This person is called the administrator. The first job of the administrator is to analyse the business and determine what the options are. The changes that the administrator will suggest may well be redical and require substantial changes. These may for example include cost savings involving employee redundancy and or the sale of all or part of the business. If the administrator believes that the business is not viable, they may recommend that it is closed in its entirety. From the first day that the company enters into Administration, the administrator has a maximum of 8 weeks to review the company’s affairs and produce a report stating what is going to be done to rescue the business or if it is deemed that a rescue is just not possible, why this is. The impact on the company’s employees on entering into administration will really depend on the decisions made by the administrator. During the administration process, wages (i.e. PAYE and NI payments) must still be made by the company. If a decision is made that part of the business can be saved but some of the employees are no longer required, then they will be made redundant and will be paid redundancy according to the contractual obligations of the company. If any part of the company is sold, then under European TUPE (Transfer of Undertakings and Permanent Employment) law any employees within this part of the business must be transferred to the new owner under the same contractual terms as they had with the old business. This does not mean that the new owner has to continue to employ these people. It can make them redundant if they are deemed unnecessary for the new business. However, the redundancies must be carried out in accordance with the contractual obligations of the old company. Most importantly the time that employees worked for the old business before they were transferred to the new one must be taken into account. Where the administrator decides that the business cannot be saved, then they will initiate the process of closing the company. This will generally be done by the process of Creditors Voluntary Liquidation. In this situation, if employees are owed money (i.e. wages due) they will only be paid if the business can afford the payments. If not, employees will have to have to make a claim for a statutory redundancy payment from the government National Insurance Fund (NIF). Unfortunately these payments are very limited. Employees, who are owed more than they are able to claim from NIF, will rank as preferential creditors, which means that once the company is closed and any assets liquidated, they will be paid after payment of the insolvency’s expenses but subject to a maximum of 800 pounds. Any balance owed will be treated as unsecured debt in the same way as the company’s trade creditors, and it is unlikely that employees will recover more than a small proportion of what they are owed. Overall, the outcome of a company administration can be that all or part of the business is saved and the employee’s jobs are preserved. However, more often than not, radical change will be required and unfortunately this will lead to employee redundancies. Given this situation, if you believe the business you work for is considering administration or has entered into it, it is important to hope for the best but also prepare for the worst and review your options for employment elsewhere if only for peace of mind.

Derek Cooper is Managing Director of Cooper Matthews Limited http://coopermatthews.com and a member of the Turnaround Management Association UK.

Cooper Matthews specialise in Business Recovery Services Advice providing straight forward insolvency advice for businesses with financial problems. They have significant experience in working with small to medium sized businesses. Free expert advice on Company Administration visit http://coopermatthews.com/administration-order.html

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How will Company Administration affect me?

Saturn moon Enceladus may have salty ocean

Thursday, June 23, 2011

NASA’s Cassini–Huygens spacecraft has discovered evidence for a large-scale saltwater reservoir beneath the icy crust of Saturn’s moon Enceladus. The data came from the spacecraft’s direct analysis of salt-rich ice grains close to the jets ejected from the moon. The study has been published in this week’s edition of the journal Nature.

Data from Cassini’s cosmic dust analyzer show the grains expelled from fissures, known as tiger stripes, are relatively small and usually low in salt far away from the moon. Closer to the moon’s surface, Cassini found that relatively large grains rich with sodium and potassium dominate the plumes. The salt-rich particles have an “ocean-like” composition and indicate that most, if not all, of the expelled ice and water vapor comes from the evaporation of liquid salt-water. When water freezes, the salt is squeezed out, leaving pure water ice behind.

Cassini’s ultraviolet imaging spectrograph also recently obtained complementary results that support the presence of a subsurface ocean. A team of Cassini researchers led by Candice Hansen of the Planetary Science Institute in Tucson, Arizona, measured gas shooting out of distinct jets originating in the moon’s south polar region at five to eight times the speed of sound, several times faster than previously measured. These observations of distinct jets, from a 2010 flyby, are consistent with results showing a difference in composition of ice grains close to the moon’s surface and those that made it out to the E ring, the outermost ring that gets its material primarily from Enceladean jets. If the plumes emanated from ice, they should have very little salt in them.

“There currently is no plausible way to produce a steady outflow of salt-rich grains from solid ice across all the tiger stripes other than salt water under Enceladus’s icy surface,” said Frank Postberg, a Cassini team scientist at the University of Heidelberg in Germany.

The data suggests a layer of water between the moon’s rocky core and its icy mantle, possibly as deep as about 50 miles (80 kilometers) beneath the surface. As this water washes against the rocks, it dissolves salt compounds and rises through fractures in the overlying ice to form reserves nearer the surface. If the outermost layer cracks open, the decrease in pressure from these reserves to space causes a plume to shoot out. Roughly 400 pounds (200 kilograms) of water vapor is lost every second in the plumes, with smaller amounts being lost as ice grains. The team calculates the water reserves must have large evaporating surfaces, or they would freeze easily and stop the plumes.

“We imagine that between the ice and the ice core there is an ocean of depth and this is somehow connected to the surface reservoir,” added Postberg.

The Cassini mission discovered Enceladus’ water-vapor and ice jets in 2005. In 2009, scientists working with the cosmic dust analyzer examined some sodium salts found in ice grains of Saturn’s E ring but the link to subsurface salt water was not definitive. The new paper analyzes three Enceladus flybys in 2008 and 2009 with the same instrument, focusing on the composition of freshly ejected plume grains. In 2008, Cassini discovered a high “density of volatile gases, water vapor, carbon dioxide and carbon monoxide, as well as organic materials, some 20 times denser than expected” in geysers erupting from the moon. The icy particles hit the detector target at speeds between 15,000 and 39,000 MPH (23,000 and 63,000 KPH), vaporizing instantly. Electrical fields inside the cosmic dust analyzer separated the various constituents of the impact cloud.

“Enceladus has got warmth, water and organic chemicals, some of the essential building blocks needed for life,” said Dennis Matson in 2008, Cassini project scientist at NASA’s Jet Propulsion Laboratory in Pasadena, California.

“This finding is a crucial new piece of evidence showing that environmental conditions favorable to the emergence of life can be sustained on icy bodies orbiting gas giant planets,” said Nicolas Altobelli, the European Space Agency’s project scientist for Cassini.

“If there is water in such an unexpected place, it leaves possibility for the rest of the universe,” said Postberg.

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Bank of America leads Consumer Financial Protection Bureau complaints about mortgages

Thursday, October 3, 2013

A review this week by Wikinews of US Consumer Financial Protection Bureau (CFPB) complaints about mortgages in the United States shows Bank of America leads all lending institutions in complaints.

Since mortgages complaints were recorded in December 2011, 77,622 total have been added to CFPB’s database. 29.2% of these complaints involved Bank of America, with the second most received by Wells Fargo, accounting for 15.5% of all complaints. JPMorgan Chase ranked third by volume of complaints with 9.8%. Ocwen was fourth with 8.7% and Citibank was fifth with 4.8%. Nationstar Mortgage; Green Tree Servicing, LLC; HSBC; PNC Bank; U.S. Bancorp; OneWest Bank; SunTrust Bank; Flagstar Bank; and Select Portfolio Servicing, Inc. each had between 1.0 and 3.8% of total complaints. The remaining 14.4% of all complaints about consumer mortgages were divided between about 530 other lending institutions.

The Motley Fool reported last month that for the past fiscal quarter, the biggest US based mortgage lenders were from first to fifth Wells Fargo, JPMorgan Chase, Bank of America, Quicken Loans and U.S. Bancorp.

According to the US Federal Reserve, debt for family residences stands at US$10.706 trillion for the second quarter of 2013. As of the end of June of this year, Bank of America is the United States’s second largest commercial bank with US$1.343 trillion in domestic assets. Wells Fargo is the fourth largest commercial bank with US$1.251 trillion in domestic assets. JPMorgan Chase is the largest US commercial bank with US$1.329 trillion in domestic assets and US$1.947 trillion in total assets.

The mortgage complaints in the CFPB report include several subproducts. Conventional fixed mortgages account for 27.1% of all complaints. Conventional adjustable mortgages account for 10.0%. FHA mortgages account for 7.7% of all complaints. Home equity loans or lines of credit account for 3.8% of all complaints. VA mortgages are 1.4% of all complaints. Second mortgages and reverse mortgages each account for 0.6% of complaints. The remaining 48.7% of complaints are about other mortgages or other mortgage issues. A few years ago, FHA loans accounted for about 10% of all US mortgages while VA loans accounted for about 3%. Prime loans accounted for over 75% of the market and the rest were subprime mortgages.

California leads all states by volume of complaints with 14768. It is followed by Florida, New York, Georgia and Texas. When complaints are divided by a state’s total population, New Hampshire leads. The state is followed by Washington D.C., Maryland, Georgia and Florida. Complaints do not correlate with national rankings for August’s foreclosure rate by state where Nevada topped the list, followed by Florida, Ohio, Maryland and Delaware.

Two zip codes account for over 1,000 total complaints between them. 565 complaints originated in the 48382 zip code, which is in Commerce Township, Michigan, located in suburban Detroit. 553 complaints originated in the 33071 zip code, in Coral Springs, Florida. According to real estate website Zillow, there are currently 1,033 properties in foreclosure in Coral Springs while Commerce Township only has 131 properties currently in foreclosure. Four other zip codes have 100 plus complaints originating from them. 91730, in Rancho Cucamonga, California, had 158 complaints. 33409, in West Palm Beach, Florida, had 132. 92626, in Costa Mesa, California, had 125 complaints. 92660, in Newport Beach, California, had 122 complaints. Respectively, the towns had 534, 1,068, 153, and 134 properties currently in foreclosure. These numbers are higher than for the cities of a few sampled zip codes where there was only one complaint, such as Gold Hill, Oregon which has 4 properties in foreclosure, and Decatur, Illinois which has 6 properties in foreclosure.

The CFPB categorizes complaints into six categories: “Loan modification, collection,foreclosure” or problems when a person is unable to pay; “Loan servicing, payments, escrow account” or problems with making a payment; “Application, originator, mortgage broker”; “Credit decision / Underwriting”; “Settlement process and costs”, and “Other”. The CFPB says the complaint types indicate consumers “appear to be driven by a desire to seek agreement with their companies on foreclosure alternatives. The complaints indicate that consumer confusion persists around the process and requirements for obtaining loan modifications and refinancing, especially regarding document submission timeframes, payment trial periods, allocation of payments, treatment of income in eligibility calculations, and credit bureau reporting during the evaluation period.” Currently, 59.6% of all complaints against lenders deal with being unable to pay. 25.1% deal with problems in making a payment. 7.0% have to do with the application process.

Of the complaint-heavy zip codes, for 48382 in Commerce Township, Michigan, 98.9% of all complaints have to deal with being unable to pay. Accounting for 23.4% of all mortgage complaints in Commerce Township, 132 of the complaints for being unable to pay were made regarding Bank of America, accounting for 97.8% or all but 3 complaints against them from the zip. 121 of the Bank of America responses in Commerce Township were closed with explanation and 12 were closed with non-monetary relief. 33071 in Coral Springs is different, with 537 of the 553 complaints being categorized under other. Only 11 complaints relate to foreclosure and issues with being able to pay. 92626 in Costa Mesa, where 32% of the mortgage complaints were about Bank of America and 26.4% were about Wells Fargo, had 93.6% of its complaints dealing with being unable to pay. 5 total complaints dealt with payment issues and 3 dealt with applications.

Beyond regional variance in complaint types lodged, the top five mortgage lenders by volume of complaints all had being unable to pay as their top complaint category, ranging between 55.8% for Citibank and 69.4% for Bank of America. Problems with payment accounted for the second largest area of complaints, with Ocwen having the largest percentage of complaints at 31.9% and Bank of America having the smallest at 18.8%. Foreclosure was the top area of complaints for a number of other lending institutions including 1st Alliance Lending, OneWest Bank, Ally Bank, Banco Popular de Puerto Rico, Bank of the West, BMO Harris, BOK Financial Corp, Caliber Home Loans, Inc, Capital One, Deutsche Bank and EverBank.

Nationally, complaints reached a high of 5,840 for January 2013, 1,107 more than the next highest month of April 2013. The total emerging for September is the second lowest since records were first kept in December 2011. On a state by state level, this pattern largely repeats with a major exception for Florida which saw a peak of 849 complaints in June 2012. Then, as now, Florida was one of the top five states in the nation in its foreclosure rate. The national January spike came as the Qualified Mortgage standard required by the The Dodd-Frank Wall Street Reform and Consumer Protection Act of 2010 came into play. It required mortgage lenders to take steps to insure borrowers could repay their mortgages.

Bank of America’s complaint volume follows the national trend, with a spike in January 2013 with 1,925 total complaints. Unlike nationally, the next month by volume of complaints was February of this year with 1,598 complaints. Prior to that, the highest month was May 2012 with 1,418 complaints. The lowest volume of complaints is September this year with 334.

Wells Fargo matched national trends for volume of complaints by month, with the exception of the current month being the lowest on record for number of complaints with 197 compared to the next lowest month, December 2011, when they had 221. JPMorgan’s complaint volume by month spiked in January and March of this year with 504 complaints. April of this year was the next highest month with 493 complaints, edging out May of last year with 488 complaints. September this year is on track to be the lowest month by complaint volume.

The federal government shutdown is unlikely to impact the current mortgage situation in the United States directly for most consumers, though mortgage processing by the Federal Housing Administration could be slower, resulting in fewer mortgages processed.

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Buffalo, N.Y. hotel proposal delayed further

Buffalo, N.Y. Hotel Proposal Controversy
Recent Developments
  • “Old deeds threaten Buffalo, NY hotel development” — Wikinews, November 21, 2006
  • “Proposal for Buffalo, N.Y. hotel reportedly dead: parcels for sale “by owner”” — Wikinews, November 16, 2006
  • “Contract to buy properties on site of Buffalo, N.Y. hotel proposal extended” — Wikinews, October 2, 2006
  • “Court date “as needed” for lawsuit against Buffalo, N.Y. hotel proposal” — Wikinews, August 14, 2006
  • “Preliminary hearing for lawsuit against Buffalo, N.Y. hotel proposal rescheduled” — Wikinews, July 26, 2006
  • “Elmwood Village Hotel proposal in Buffalo, N.Y. withdrawn” — Wikinews, July 13, 2006
  • “Preliminary hearing against Buffalo, N.Y. hotel proposal delayed” — Wikinews, June 2, 2006
Original Story
  • “Hotel development proposal could displace Buffalo, NY business owners” — Wikinews, February 17, 2006

Friday, March 10, 2006

Buffalo, New York —The Common Council of Buffalo voted on Tuesday to send the Elmwood Village Hotel proposal “to committee for further discussion”, after citing the need for more public involvement.

The Elmwood Village Hotel is a development proposal by the Savarino Construction Services Corporation, a project designed by the architect Karl Frizlen of The Frizlen Group. The hotel would be placed on the southeast corner of Elmwood and Forest Avenues in Buffalo.

To make way for the project, at least five buildings located at 1109 to 1121 Elmwood Ave would be demolished. At least two properties on Forest Avenue could also be demolished. The Elmwood properties, according to Eva Hassett, Vice President of Savarion Construction, are “under contract”, but it is unclear if Savarino Construction actually owns the Elmwood properties. Hans Mobius, a former mayorial candidate, is still believed to be the current owner the properties. Mobius also owns 607 Forest Avenue.

The properties 605 and 607 Forest Avenue could also be included in the proposal according to Hassett.

“We would use a Special Development Plan to rezone 1119-1121 Elmwood and 605 Forest to a C-2 zoning category,” stated Hassett. It is possible that Savarino Construction may try to obtain a variance for 605 Forest, which would allow them to enforce eminent domain, should the hotel be allowed to go forward.

The building at 607 Forest was also discussed to be rezoned, but it is unclear what the plans would be for that property. During the February 28 Common Council meeting, Hassett stated that the properties 605 and 607 were “now off the agenda”.

Pano Georgiadis, owner of Pano’s Restaurant at 1081 Elmwood, owns the property at 605 Forest and attended Tuesday’s Common Council meeting.

“Having a hotel is a bright idea. We all love the idea of a hotel, but the way that it is presented, is wishful thinking. This hotel does not fit. It’s like putting two gallons of water in a gallon jug, it does not fit. At the last meeting, the architect admitted that they are planning to put the undergound parking lot and the hotel, right at the property line. If I open my window, I will be able to touch the wall, that goes fifty feet high”, said Georgiadis.

“There is a problem having a seventy-two room hotel and fifty-five parking spaces. That means that all the other cars will spill all over the neighborhood. The footprint is simply too small. If you have a bigger [parking] lot, and a smaller hotel, I will welcome a hotel. I have a parking lot at my own business, and I am chasing people all day long. Remember, the city says it has ‘zero tolerance [for illegal parking]’. Try telling that to the guy from Albany who came to see his kids, that are going to Buffalo State, who would get tickets totaling over a hundred dollars”, added Georgiadis.

The city’s Planning Board is scheduled to meet on March 14, 2006 at 9:00 a.m. about the proposal. Although a discussion will take place, no vote is expected to be taken.

At the moment, none of the properties are zoned for a hotel. Savarino Construction plans on asking for a C2 zoning permit. If that does not work, they plan to implement a new zoning plan called a “special development plan” which would allow for only a hotel on the site. That zone would not be able to be changed.

“This [project] justifies Mobius’s refusal to invest in any maitenance[sic] or improvements”, on the properties said Clarence Carnahan, a local resident. “Where were the Council persons over the years? Where were the city inspectors over the years, to make sure that he maintained and improved his properties? The government was supposed to be protecting, not being preditorial. I see a predatorial issue here when it comes to this hotel. Over the years: Why has the local government been disfunctional when it came to Mobius’s properties? Refusal to invest in improvements, doesn’t that sound like a slumlord? Maybe I am missing a point here, but what kind of messages does this send to other slumlords that havn’t[sic] been jailed or fined? It’s [the hotel] trying to be pushed through.”

Carnahan also presented signs for residents and or business owners who are opposed to the hotel, that could be placed in windows or on stakes in the yard. Some of the signs said, ‘No tell hotel’, ‘Hans off, no hotel’, ‘It takes more than a hotel to make a village’. and ‘Keep Elmwood free, no hotel’. Carnahan plans on making more signs for a protest to be held on Saturday March 18, at 2:00 p.m. (EST) on Elmwood and Forest. Some signs were given to individuals after the meeting.

“First things first, Hans is the problem, and I don’t think it has been addressed. Let’s roll back the clock on this project. What can we do with Hans? There is such thing as eminent domain, which could be of greater interest to the community, to seize the property at its lowest assessed value”, said Nancy Pollina, co-owner of Don Apparel with Patty Morris at 1119 Elmwood. “There are so many ideas that have not been explored and we are about to give this parcel away, to a big developer.”

Mobius has not returned any calls by Wikinews regarding the situation.

A freelance journalist writing for Wikinews has obtained a letter, exclusively, addressed to one of the five business owners from Hans Mobius stating:

There is a proposal to develop my property which you are currently renting. Because of opposition to this development, it does not look like it will happen. I will let you know if there any changes.

Despite the letter, there have been no plans or decisions made to end the proposal.

To date, none of the business owners or residents of 1119-1121 Elmwood have received an eviction notice.

Business owners and residents gave an indication of what they would like to see happen at the corner; a project similar to one done locally last year. There, developers renovated two buildings on Auburn and Elmwood Avenues, merging the buildings into one thus allowing for more shop space. Among some of the shops to move in after the development were Cone Five Pottery, The Ruby Slipper, and Abraham’s Jewelers. Prior to the renovation work, the left building in the picture was boarded up for several years. Many of the concerned locals would like to see a similar development on Forest and Elmwood.

Rocco Termini, a developer in Buffalo, proposed a similar design at the February 28 community meeting

In an interview after the February 28 meeting, Termini stated, “I will be willing to take a look at this myself, or I would be more than happy to be partners with Sam, Sam Savarino”, who is President and Chief Executive Officer of Savarino Construction Services Corp.

So far Savarino Construction has no plans to team up with Termini.

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Tips For Planning A Cremation Service In Ottawa, Ks

byAlma Abell

When it comes to planning a Cremation Service in Ottawa KS, many people who are grieving have a hard time putting all of the details together. Many cremation services are geared towards letting you honor your loved one in the right way, but as effortlessly as possible, so that you can get on with the grieving process. Below you will find some tips for planning a Cremation Service in Ottawa KS so that you can put your loved one to rest and try to move on with your life.

Learn the Language

First, you will want to learn the language, so that you know what you are talking about, when you go to talk to the funeral director. When you are grieving and exhausted, things can easily confuse you that you are told. Try to take some time to learn about the options offered to you, or at the least take someone with you that can help you to understand.

Shop Around

While it may be tempting to go with the first cremation provider you run across, it is best to shop around. You want a cremation specialist that is well known, well respected, and reputable in the community that you live in. You should talk to family, friends, and even coworkers who have had to go through the same thing that you are going through now. Never settle for a cremation provider without first doing your research and choosing the right one for you and your burial needs.

Services that are Optional

Some services are considered optional that you don’t have to have if you are on a budget. Some of these services are listed below.

* Body preparation* Embalming* Using the funeral home, staff, and the equipment of the funeral home* A casket* An urn* Limo* Hearse* Outer burial container for ashes

These are just a few tips that you will want to follow when it comes to making cremation arrangements. From what you don’t need to what you do need and for pricing information, you can contact Lamb-roberts.com for more information on cremation and other burial options as well.

Military plane crashes in Chilean Juan Fernández Archipelago; reports say no survivors

Sunday, September 4, 2011

Four people, including Televisión Nacional de Chile (TVN) journalist Roberto Bruce Pruzzo, are confirmed dead after a Chilean military plane crashed near the Robinson Crusoe Island of the Juan Fernández Archipelago on Friday. Twenty-one people were aboard, with such figures as prominent Chilean television presenter and co-host of breakfast programme Buenos Días a Todos (Good Morning Everyone) Felipe Camiroaga Fernández, and businessman and founder of the Desafío: Levantemos Chile (Challenge: Let’s Bring Chile Up) project Felipe Cubillos.

The accident involved a CASA C-212 Aviocar aircraft. Minister of Defence Andrés Allamand said on Televisión Nacional the crash “occurred in the late [Friday] afternoon near the remote Juan Fernández archipelago. […] The scenario which we are facing is particularly adverse.” The plane tried twice tried to land at the Robinson Crusoe Island aerodrome before going missing. The Defence Ministry sent a frigate with a specialized rescue helicopter, and an aircraft to the crash site to help search for survivors on early Saturday.

Mayor of Juan Fernández Mr. Leopoldo González Charpentier reported conditions were “rough and windy,” and “aviation authorities lost communication with the plane as it approached the islands.” “We assume that there was an accident and that there are no survivors. […] Clothing, passengers’ suitcases and some sandals have been found in waters about one kilometre [0.6 mile] from the islands’ landing strip,” González stated.

“I empathise with the anguish and uncertainty the relatives the 21 passengers aboard the plane, which is presumed to have gone down, are living through at this moment. This is a very hard blow for our country,” President of Chile Sebastián Piñera said on Friday night after an emergency meeting. A TVN executive said: “We are extremely upset.”

A group of five people from Televisión Nacional de Chile‘s breakfast programme Buenos Días a Todos, including popular presenter Felipe Camiroaga, journalist Roberto Bruce, a cameraman and two producers, were travelling to the islands to film a report on the reconstruction efforts after the tsunami generated by the Chilean earthquake of February 2010 devastated Juan Fernández. Felipe Cubillos, from the Desafío Levantemos Chile project, which he founded and whose goal was to help reconstruct Chilean damaged towns after the earthquake, tweeted shortly before the plane took off from Santiago at 14:00 (17:00 UTC): “Travelling now to Juan Fernández Island with the support of our Air Force. We continue to work helping the island’s people.”

Felipe Camiroaga, 44, was born in Santiago, and began his television career in 1988 as producer of teen program Extra Jóvenes in Chilevisión; in 1992, he joined Televisión Nacional de Chile, working as co-host of Buenos Días a Todos with Jorge Hevia and Tati Penna, and in soap operas. Fourteen years later, in 2006, he began working as host on a talk show called Animal Nocturno (Nocturnal Animal), where he interviewed people such as former President Michelle Bachelet and former Miss Universe Cecilia Bolocco; between 2009 and 2010, he co-presented with Soledad Onetto the annual Viña del Mar International Song Festival. In July, and coincidentally, Camiroaga quoted Chilean poet Gonzalo Rojas, following his death: “From the air I am, like every mortal, from the great and terrible flight, and I’m here to step to the stars.” The quote is reported of being “very inspirational” to Camiroaga. Camiroaga also created popular fictional characters such as Luciano Bello, a TV presenter from Maracaibo, Venezuela, and El Washington, a poor person from the streets of Santiago. Camiroaga was nicknamed “the Falcon of Chicureo” (El Halcón de Chicureo), because he raised several falcons in his hacienda in Chicureo, Santiago Metropolitan Region.

Hundreds of Chileans gathered outside Televisión Nacional de Chile headquarters in Santiago shortly after the station reported the tragedy; people prayed and lit candles outside TVN’s gates for the lives of Camiroaga and the rest of TVN’s involved staff.

On Saturday, Chilean newspaper Las Últimas Noticias (The Last News) put on its front page a headline saying “The last flight of the Falcon” (“El último vuelo del Halcón”) which generated controversy as Camiroaga had not been declared legally dead. The newspaper shortly changed the front page on its online version, however, the print edition continued to show the controversial headline.

Four bodies were found on Saturday morning by local fishermen who are helping in the rescue; they were taken from the islands to Santiago’s Medical Legal Service (Instituto Médico Legal) for identification, arriving 19:10 local time (22:10 UTC) at the El Bosque Air Force Base. Their identities were made public at 21:30 local time (00:30 UTC) by the Minister of the Government General Secretary Andrés Chadwick: Erwin Núñez, from the Chilean air force crew; Galia Díaz, from the National Council of Culture; Roberto Bruce, journalist of TVN’s Buenos Días a Todos; and Silvia Slier, editor of Buenos Días….

An intact door, several knapsacks, including one belonging to Felipe Camiroaga, and some equipment, lead the local mayor to assume “it was clear the plane crashed.” Local councillor Felipe Paredes told Chilean media, “[t]hese persons came [to Juan Fernández] in one of the most tragic moments in my life. I lost many people of our community, many loved people, because of the [February 2010] tsunami, and they reached me out sincerely. […] I can’t wait for them to be here.” Paredes was the last person to see the airplane in-flight, since he was in a control tower in the Robinson Crusoe Aerodrome.

Defence Minister Andres Allamand said in a press conference on Saturday night that “everyone died instantly when the crash happened.” He added that, “[b]ased on observations and the search we carried out with the Air Force commander, we have reached the conclusion that the impact was such that it should have resulted in the instantaneous death of all of those who were aboard the aircraft.” “We have peace of mind that Felipe [Camiroaga] died in a place he loved,” TVN executive Mauro Valdés told El Mercurio.

Televisión Nacional released a statement on Facebook on Saturday night: “We profoundly lament to have to confirm that according to official informations given by the authorities, there are no survivors from the Casa C212 airplane that crashed in the Juan Fernández archipelago on Friday 2 September evening. Within the list of deceased passengers, there are five persons from TVN’s program Buenos Días a Todos, which has caused deep sorrow in the whole family of TVN.”

On Sunday morning, a televised mass was conducted in TVN’s headquarters; some of the attendants were former Camiroaga’s girlfriend Katherine Salozny, long-time friend Raquel Argandoña, Megavisión presenter Kike Morandé, actor Álvaro Rudolphy, TV host and producer Guillermo Muñoz, and executives from TVN. Mauricio Correa, executive director of Buenos Días a Todos said during the mass “Our colleagues died complying a mission, the public television one, the same one that sometimes isn’t understood, but that is right there.” Kike Morandé said: “The best one died, Felipe [Camiroaga].”

“Felipe [Camiroaga] was a host on the national show [Buenos Días a Todos] I was on today, playing soccer with [him] too … it’s news right now that he was in a plane crash … please pray for him […]”, Nick Vujicic, who was interviewed on Friday morning in Buenos Días a Todos by Camiroaga himself, said on Facebook. Latin celebrities such as Luis Fonsi, Rocío Marengo, Lucero, Alejandro Sanz, Residente Calle 13, and Pope Benedict XVI sent condolences to Camiroaga’s and the other twenty people’s families, TVN reported.

President Sebastián Piñera decreed two days of national mourning, on Sunday afternoon in nationwide address. “The Government has decided to decree national mourning for the days of Monday and Tuesday of the forthcoming week, as a way to express solidarity with the families of the victims, and also the pain that has arisen throughout our country,” Piñera said. He also said that “work is being done with the best technology to find the bodies of the victims,” but added that he can’t “guarantee that the search will be successful in a 100 per cent. […] We know the impact was very violent and the airframe dispersed in a wide area.” Piñera said that the causes of the accident are unknown at the moment, and added that weather conditions affected negatively the security of the airplane landing.

The body of Erwin Núñez, from the Chilean air force crew, was taken to Antofagasta after a mass was performed in Santiago in his honour on Sunday. That same day, Roberto Bruce, one of the two TVN journalists and father of two, was cremated and interrated in Parque del Recuerdo Cemetery in Santiago. “With tremendous pain we have just said goodbye to Roberto, our beloved fat [person],” TVN journalist and presenter Karen Doggenweiler said on Twitter.

One minute of silence was held at the beginning of the football match between Chile and Mexico in Barcelona, on Sunday. On that same day, three books of condolences were set up outside TVN’s headquarters.

General Maximiliano Larraechea said that “at the moment there are no news on the search,” as of Sunday 17:00 local time (20:00 UTC). However, at 18:15 local time (21:15 UTC) approximately, Commander in Chief of the Chilean Air Force Jorge Rojas told Chilevisión that mutilated bodies were found in the water; Defence Minister Allamand confirmed that the recovered bodies will be taken to the Medical Legal Service in Santiago, in order to identify them, at 18:50 local time (21:50 UTC). Allamand added that “there are fears that not all bodies will be found,” and that the plane “was disintegrated on impact with the water.”

Chilevisión reported that at least three more people, including TVN actor Francisco Reyes, and singer Keko Yunge, were originally going to travel to Juan Fernández on Friday. Reyes, however, was told to not travel because “there was no room for him” by Buenos Días a Todos producer Carolina Gatica (who remains disappeared); Reyes was going to travel because he wanted to teach Juan Fernández children “acting techniques.” Yunge, member of the Desafío: Levantemos Chile group, was asked by Felipe Cubillos to not travel, because he wanted Yunge to complete a song he was working on. “It is incredible,” Yunge told Chilevisión.

The airplane crash, according to El Mercurio, is the worst involving a military plane since December 1982 when a Fokker F-27 twin-engine travelling from Santiago to Antofagasta crashed near La Serena, killing 46 people, including journalist Silvia Pinto.

From Televisión Nacional de Chile
  • Carolina Gatica — Producer of Buenos Días a Todos
  • Felipe Camiroaga — Presenter of Buenos Días a Todos
  • Roberto Bruce — Journalist of Buenos Días a Todos; death confirmed by Minister Andrés Chadwick on Saturday 21:30 local time (Sunday 00:30 UTC)
  • Sylvia Slier — Journalist, and editor of Buenos Días a Todos; death confirmed by Minister Chadwick
  • Rodrigo Cabezón de Amesti — Cameraman
From Desafío Levantemos Chile
  • Felipe Cubillos — Businessman
  • Sebastian Correa
  • Joel Lizama
  • Catalina Vela
  • Jorge Palma
  • Joaquín Arnolds
From the National Council of Culture and the Arts
  • Galia Díaz — Death confirmed by Minister Chadwick
  • Romina Irarrázabal
From the Fuerza Aérea de Chile (Chilean air force)
  • José Cifuentes — Journalist
  • Commander Rodrigo Fernández
Crew
  • Lieutenant Carolina Fernández
  • Lieutenant Juan Pablo Mallea — Pilot of the plane
  • First Sergeant Eduardo Jones
  • First Corporal Eduardo Estrada
  • First Corporal Erwin Núñez — Death confirmed by Minister Chadwick
  • Second Corporal Flavio Olivo
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Tanker crash kills driver, spills diesel fuel in Vermont, US

Thursday, May 31, 2007

A tanker truck travelling Northbound on Route 30 with 2,500 gallons of diesel fuel hit a guardrail, veered off the road and overturned into the West River near Newfane, Vermont. The West River is a tributary of the Connecticut River. The driver was ejected and killed, while the truck’s tank ruptured.

The truck came to rest partially submerged in the river on its right side and immediately began leaking its payload. The driver has been identified as 30-year-old Eduard Lashway of Guilford. The vehicle was owned by local company Barrows & Fisher Oil Co. of Brattleboro.

HazMat crews and Brattleboro Fire Department divers worked with booms to try to contain the oil leaking into the river. Route 30 was also closed in both directions, and the river closed to water traffic. A total of 100 gallons of fuel leaked into the river but was ultimately contained by HazMat teams.

WMUR reached an unidentified person at Barrows & Fisher, who refused to identify the then-unknown driver and said he had no comment on the accident.

The accident is under investigation.

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Doctor to be charged after mother’s death in Ohio

Thursday, July 28, 2005

A doctor who worked at Children’s Hospital of Pittsburgh, Pennsylvania will be charged with aggravated murder after her mother was found dead in the trunk of her car Wednesday, authorities in Ohio say. Dr. Malar Balasubramanian, 29, was found in Blue Ash, Ohio, a suburb approximately 15 miles north of Cincinnati lying on the ground beside the road in a T-shirt and underwear in an apparently heavily medicated state. She directed officers to her black Oldsmobile Intrigue which was 500 feet away. There, they found the body of Saroja Balasubramanian, 53, covered with blood-stained blankets. Police said that the body appeared to have been there for about a day.

Dr. Malar Balasubramanian, formerly of the Squirrel Hill neighborhood of Pittsburgh, worked at Children’s Hospital from June 2001 to June 2004, according to Melanie Finnigan, a hospital spokeswoman. She had recently returned from work in India.

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Tips On Training Your Puppy Not To Bite

Let’s say you brought your puppy outside to help him potty. The dog suddenly nips you at the ankles. You try to bring him back inside for some quiet time and to make him rethink what he did. When you pet him, his teeth clamp on your fingers. What is going on? The first fact you need to know is that your dog will keep on acting this way until he is taught that biting hurts.

What the puppy is actually doing is to play bite. This is a holdover from the days when the dog actually needs to learn how to use his mouth and teeth to scavenge and hunt. So from the dog’s point of view, play biting is normal behavior; unfortunately, people do not like play biting, and this is the part that dogs take time to learn. Below, some steps are outlined on training your puppy not to bite and nip. First of all, the training needs to start early; the puppy is preferably around 6 weeks old.

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Next, your puppy needs to be taught that biting hurts you. Whenever he bites, respond with a firm “no!” or “ouch!” – or possibly the yip of annoyance a dog usually makes. With this, your puppy will realize that he’s beginning to hurt people with his roughness, and will try to be more prudent about biting next time.Calmly move your hand away and let your puppy have a chew toy instead that can be used without much damage.If your pet does not mind your reaction and nips once more, tell again your dog “no!,” “ouch!” or yelp, and leave the room for a few minutes. The message to the dog here is that when he bites, his playmate will go away. Sooner or later, he will also learn that this is the same result he would get if he played too roughly.Never give up, and be persevering in your training. Stay consistent to the same reaction whenever your dog puts his teeth on you. The dog has to see that all bites cause pain and bites are not for humans.Continue training your puppy not to bite by transforming your puppy’s good behavior to become a habit. The dog deserves a praise whenever he is able to lick you without using his teeth and whenever he plays nicely.When your dog has stopped biting and nipping, your dog is ready to learn the “off” command. Here, get a fistful of the puppy’s dry food, keep your closed fist level to the dog’s mouth and say “off.” After a few seconds, if the puppy has not made an attempt to do anything to your hand, say “take it” and let him have a piece of food. Through this new lesson, your dog learns that “off” means not to touch. The off command comes in handy when you think the dog is going to attempt biting.

When your puppy is about 6 months old, why not get him into an obedience class where he can learn socializing with other dogs? This way, what you taught him will get reinforced when he interacts with other dogs. Aside from this, your dog will also see for himself how people and other dogs have different playing intensities.