Wednesday, March 9, 2005File:Plastic bag stock sized.jpg

They are cheap, useful, and very plentiful, and that is exactly the problem, according to researchers. A report issued on Feb. 23 by a cadre of environment and economics researchers suggested that Kenya should ban the common plastic bag that one gets at the checkout counter of grocery stores, and place a levy on other plastic bags, all to combat the country’s environmental problems stemming from the bags’ popularity.

Monday, May 9, 2005

At the Sellafield reprocessing plant, a leak in the process was spotted on April 19. The leak did not cause danger to people or the environment but it disturbed the normal operation of the plant.

Workers at the plant noticed a discrepancy in the amount of material being reprocessed that enters pipes that lead to a set of centrifuges and the amount of material actually arriving at the centrifuges. They used remote cameras to find the crack where the material was escaping; over twenty tonnes have leaked into a steel lined chamber.

The material, consisting of mostly uranium and some plutonium dissolved in nitric acid, would have been reprocessed in the centrifuges. The large stainless steel chamber that now contains the spilled material is too dangerous to enter due to radioactivity, though it poses no danger to those inside or outside the plant.

The plant has been shut down pending repairs.

Friday, November 3, 2006

The upcoming 2006 Brampton municipal election, to be held November 13, features an array of candidates looking to represent their wards in city council or the council of the Peel Region. The candidates for this region are John Sanderson, Susan DiMarco (this wards incumbent), Tibor Bankuti, Theo Goary and Sukhwant Thethi.

John Sanderson spoke exclusively to Wikinews via questions sent in an email. Mr Sanderson’s answers to some of the questions asked are below.

Q: List the three most important issues in your campaign.

A: Safer communities through effective enforcement;

Reduced traffic congestion through effective planning; and

Managed growth through effective plan development.

Q: What one election issue do you feel is most relevant to your ward in this election?

A: My motivation for pursuing pubic office is to ensure that our city has adequate infrastructure to support its rapid growth. Wards 3 and 4 include Highway 410, Steeles Avenue, Kennedy Rd., Highway 10, McLaughlin Rd. and Chinguacousy Rd, some of the most congested roads in Brampton. As a life-long resident of Brampton, the severe traffic congestion that we are experiencing today is unprecedented in our history – and is costly to our economy and quality of life. While canvassing, the common message received from residents in the ward is that we need to better manage traffic and transportation. As a Regional Councillor, I will be a strong advocate for smart and long-term transportation planning of the City of Brampton and Region of Peel and I will take immediate measures to help alleviate transportation congestion in our city. This includes the provision of an effective and efficient public transit system that is responsive to users’ needs, as well as implementing and promoting carpooling, to help reduce single occupancy vehicles on roadways. I am also not afraid to speak up about the issues of Brampton. As Past President of The Brampton Board of Trade, I can be a strong voice to the Provincial Government about their need to make transportation infrastructure a priority, particularly as it relates to expanding Highway 410 and better planning and coordination of transportation region wide.

Q: What qualities or experiences do you possess, that make you more desirable than the incumbent?

A:

Q: Why do you want to represent your ward on council?

A:

Q: How are you currently involved in the community?

A: John has been a volunteer his entire life. John understands that “Community” is about service.

From 2001-2002, John Sanderson served as President of The Brampton Board of Trade. He was first elected as a member of The Brampton Board of Trade Governing Council in 1992, and continued as an active member when he started his own company, J.W.S. Waste Systems Inc., in 1998. Through his many years as a member of the Board, John served on every Board committee, including 11 years on Governing Council.

As a model corporate citizen, John Sanderson and his former company, J.W.S. Waste Systems Inc. contributed extensively to various community initiatives through sponsorship and participation, including: Salvation Army; St. John Ambulance; YMCA Fundraising Committee; Brampton Clean City; Santa Claus Parade; Brampton Excelsiors Major Lacrosse Club (including 14 years on the Executive and two years as President); Rotary Club of Brampton; Brampton Scouts Leader; and coaching and managing various minor hockey and lacrosse teams. As a member of the Ontario Waste Management Association, John served as President from 1996-98, in addition to four years on the Executive.

Outside of his business, Sanderson is very well known through his active volunteerism with the Rotary Club of Brampton, where he has been a member for 15 years and on the Board of Directors for six years. With the Rotary Club, John has participated on: the Easter Seals Fundraising Committee; volunteer at the Rotary owned and operated bingo hall; Membership Committee, where he was recognized with an Membership Award in 2002; and Chair of the Gage Park Enhancement Committee, Brampton’s historic park and skating trail, sponsored by the Rotary Club of Brampton. John’s dedicated service to the Rotary Club was honoured in December 2001, when he was presented the prestigious Paul Harris Fellowship Award, the highest award given by Rotary International to recognize community service.

John Sanderson, more important than being a prominent businessperson is a true community leader. Through his active involvement in The Brampton Board of Trade and Rotary Club of Brampton, along with his many other community initiatives and activities, he has dedicated himself to improving the quality of life in Brampton. In 2002, The Brampton Salvation Army asked John to be its Kettle Campaign Chair. John’s goal was to surpass the 2001 total. He dedicated himself so heavily to the campaign, that through his business and community connections, helped raise $233,000 – $118,000 more than the previous year. This is typical of John Sanderson when he makes a commitment to help. John, being a modest man, is always quick to thank his dedicated staff at J.W.S. Waste Systems Inc. and caring wife and family, for supporting him as he dedicates, on average, over 50 volunteer hours a month to his various community activities.

Adding to his long list of accolades, in 2002, John was one of two individuals recognized nationally by the Canadian Chamber of Commerce as Volunteer of the Year. Later that year, he was also the recipient of the prestigious Queen’s Jubilee.

Q: The Rose Theatre recently launched. What are your thoughts on this facility? Have you had a chance to tour it yet?

A:

Q: The province has strongly encouraged the development of high-density residences near the downtown. Do these buildings fit in with your vision of the downtown? How much say should other levels of government have in urban planning?

A:

Q: How do you feel about Brampton’s rate of expansion? Council recently capped the annual amount of new development; do you agree completely with this decision, would you have slowed development even further, or not have imposed a cap at all?

A:

Q: What are your opinions on Brampton’s congestion and the level of public transit funding?

A:

Q: Why should businesses be attracted to locating in Brampton?

A:

Q: How could Brampton further itself in attracting corporate investment?

A:

Q: Why have you chosen to involve yourself in the political process?

A: John Sanderson knows that Brampton can truly become a great city with the right vision, drive and management. John Sanderson will bring his business savvy and a strong sense of community to the role of Regional Councillor, and will contribute a common sense approach to the management of this city.

As Brampton grows to 635,000 people over the next 15 years, we need strong leaders on City and Regional Council. We need people with vision. But most of all, we need people determined to make change happen, people who will listen and speak out on issues.

Q: What does Brampton mean to you?

A:

See the discussion page for instructions on adding schools to this list and for an alphabetically arranged listing of schools.

Due to the damage by Hurricane Katrina and subsequent flooding, a number of colleges and universities in the New Orleans metropolitan area will not be able to hold classes for the fall 2005 semester. It is estimated that 75,000 to 100,000 students have been displaced. [1]. In response, institutions across the United States and Canada are offering late registration for displaced students so that their academic progress is not unduly delayed. Some are offering free or reduced admission to displaced students. At some universities, especially state universities, this offer is limited to residents of the area.

Thursday, October 3, 2013

A review this week by Wikinews of US Consumer Financial Protection Bureau (CFPB) complaints about mortgages in the United States shows Bank of America leads all lending institutions in complaints.

Since mortgages complaints were recorded in December 2011, 77,622 total have been added to CFPB’s database. 29.2% of these complaints involved Bank of America, with the second most received by Wells Fargo, accounting for 15.5% of all complaints. JPMorgan Chase ranked third by volume of complaints with 9.8%. Ocwen was fourth with 8.7% and Citibank was fifth with 4.8%. Nationstar Mortgage; Green Tree Servicing, LLC; HSBC; PNC Bank; U.S. Bancorp; OneWest Bank; SunTrust Bank; Flagstar Bank; and Select Portfolio Servicing, Inc. each had between 1.0 and 3.8% of total complaints. The remaining 14.4% of all complaints about consumer mortgages were divided between about 530 other lending institutions.

The Motley Fool reported last month that for the past fiscal quarter, the biggest US based mortgage lenders were from first to fifth Wells Fargo, JPMorgan Chase, Bank of America, Quicken Loans and U.S. Bancorp.

According to the US Federal Reserve, debt for family residences stands at US$10.706 trillion for the second quarter of 2013. As of the end of June of this year, Bank of America is the United States’s second largest commercial bank with US$1.343 trillion in domestic assets. Wells Fargo is the fourth largest commercial bank with US$1.251 trillion in domestic assets. JPMorgan Chase is the largest US commercial bank with US$1.329 trillion in domestic assets and US$1.947 trillion in total assets.

The mortgage complaints in the CFPB report include several subproducts. Conventional fixed mortgages account for 27.1% of all complaints. Conventional adjustable mortgages account for 10.0%. FHA mortgages account for 7.7% of all complaints. Home equity loans or lines of credit account for 3.8% of all complaints. VA mortgages are 1.4% of all complaints. Second mortgages and reverse mortgages each account for 0.6% of complaints. The remaining 48.7% of complaints are about other mortgages or other mortgage issues. A few years ago, FHA loans accounted for about 10% of all US mortgages while VA loans accounted for about 3%. Prime loans accounted for over 75% of the market and the rest were subprime mortgages.

California leads all states by volume of complaints with 14768. It is followed by Florida, New York, Georgia and Texas. When complaints are divided by a state’s total population, New Hampshire leads. The state is followed by Washington D.C., Maryland, Georgia and Florida. Complaints do not correlate with national rankings for August’s foreclosure rate by state where Nevada topped the list, followed by Florida, Ohio, Maryland and Delaware.

Two zip codes account for over 1,000 total complaints between them. 565 complaints originated in the 48382 zip code, which is in Commerce Township, Michigan, located in suburban Detroit. 553 complaints originated in the 33071 zip code, in Coral Springs, Florida. According to real estate website Zillow, there are currently 1,033 properties in foreclosure in Coral Springs while Commerce Township only has 131 properties currently in foreclosure. Four other zip codes have 100 plus complaints originating from them. 91730, in Rancho Cucamonga, California, had 158 complaints. 33409, in West Palm Beach, Florida, had 132. 92626, in Costa Mesa, California, had 125 complaints. 92660, in Newport Beach, California, had 122 complaints. Respectively, the towns had 534, 1,068, 153, and 134 properties currently in foreclosure. These numbers are higher than for the cities of a few sampled zip codes where there was only one complaint, such as Gold Hill, Oregon which has 4 properties in foreclosure, and Decatur, Illinois which has 6 properties in foreclosure.

The CFPB categorizes complaints into six categories: “Loan modification, collection,foreclosure” or problems when a person is unable to pay; “Loan servicing, payments, escrow account” or problems with making a payment; “Application, originator, mortgage broker”; “Credit decision / Underwriting”; “Settlement process and costs”, and “Other”. The CFPB says the complaint types indicate consumers “appear to be driven by a desire to seek agreement with their companies on foreclosure alternatives. The complaints indicate that consumer confusion persists around the process and requirements for obtaining loan modifications and refinancing, especially regarding document submission timeframes, payment trial periods, allocation of payments, treatment of income in eligibility calculations, and credit bureau reporting during the evaluation period.” Currently, 59.6% of all complaints against lenders deal with being unable to pay. 25.1% deal with problems in making a payment. 7.0% have to do with the application process.

Of the complaint-heavy zip codes, for 48382 in Commerce Township, Michigan, 98.9% of all complaints have to deal with being unable to pay. Accounting for 23.4% of all mortgage complaints in Commerce Township, 132 of the complaints for being unable to pay were made regarding Bank of America, accounting for 97.8% or all but 3 complaints against them from the zip. 121 of the Bank of America responses in Commerce Township were closed with explanation and 12 were closed with non-monetary relief. 33071 in Coral Springs is different, with 537 of the 553 complaints being categorized under other. Only 11 complaints relate to foreclosure and issues with being able to pay. 92626 in Costa Mesa, where 32% of the mortgage complaints were about Bank of America and 26.4% were about Wells Fargo, had 93.6% of its complaints dealing with being unable to pay. 5 total complaints dealt with payment issues and 3 dealt with applications.

Beyond regional variance in complaint types lodged, the top five mortgage lenders by volume of complaints all had being unable to pay as their top complaint category, ranging between 55.8% for Citibank and 69.4% for Bank of America. Problems with payment accounted for the second largest area of complaints, with Ocwen having the largest percentage of complaints at 31.9% and Bank of America having the smallest at 18.8%. Foreclosure was the top area of complaints for a number of other lending institutions including 1st Alliance Lending, OneWest Bank, Ally Bank, Banco Popular de Puerto Rico, Bank of the West, BMO Harris, BOK Financial Corp, Caliber Home Loans, Inc, Capital One, Deutsche Bank and EverBank.

Nationally, complaints reached a high of 5,840 for January 2013, 1,107 more than the next highest month of April 2013. The total emerging for September is the second lowest since records were first kept in December 2011. On a state by state level, this pattern largely repeats with a major exception for Florida which saw a peak of 849 complaints in June 2012. Then, as now, Florida was one of the top five states in the nation in its foreclosure rate. The national January spike came as the Qualified Mortgage standard required by the The Dodd-Frank Wall Street Reform and Consumer Protection Act of 2010 came into play. It required mortgage lenders to take steps to insure borrowers could repay their mortgages.

Bank of America’s complaint volume follows the national trend, with a spike in January 2013 with 1,925 total complaints. Unlike nationally, the next month by volume of complaints was February of this year with 1,598 complaints. Prior to that, the highest month was May 2012 with 1,418 complaints. The lowest volume of complaints is September this year with 334.

Wells Fargo matched national trends for volume of complaints by month, with the exception of the current month being the lowest on record for number of complaints with 197 compared to the next lowest month, December 2011, when they had 221. JPMorgan’s complaint volume by month spiked in January and March of this year with 504 complaints. April of this year was the next highest month with 493 complaints, edging out May of last year with 488 complaints. September this year is on track to be the lowest month by complaint volume.

The federal government shutdown is unlikely to impact the current mortgage situation in the United States directly for most consumers, though mortgage processing by the Federal Housing Administration could be slower, resulting in fewer mortgages processed.

Wednesday, August 11, 2021

On July 22, Wikinews interviewed Professor Gigi Foster of School of Economics at the University of New South Wales, Sydney, Australia about measures that the government took to stop the spread of COVID-19, a virus that caused what the World Health Organization declared a pandemic last year.

Professor Foster is on faculty with the School of Economics at the University of New South Wales. She wrote an Op-Ed in the Sydney Morning Herald, arguing for a case against the so-called “lockdowns” – measures which the state governments in Australia were implementing to stop the spread of COVID-19. These measures included things like limiting the size of gatherings, directing certain business types such as gyms to close or operate at reduced capacity, limiting where people may travel and restricting residents to only leaving their home if they have a reasonable excuse to do so.

In New South Wales, these restrictions were implemented as Public Health Orders, signed by Brad Hazzard, the Minister for Health and Medical Research. Mr Brad Hazzard has authority make these Orders under the Public Health Act 2010, section 7.

Wikinews reached out to Professor Gigi Foster, asking for comment.

The interview was conducted amid an outbreak of COVID-19 in New South Wales, that has resulted in an increase of restrictions from June 26. At the day of interview, residents were legally allowed to go outdoors only for essential shopping, medical care, and exercise, in groups of no more than two people unless of a common household. On July 28, authorities extended these restrictions until the end of August.

The current outbreak of the COVID-19 Delta strain started from ‘patient zero’, reportedly a driver, which includes transporting international flight crew, as NSW Health wrote on June 16. A week later, on June 24, the driver commented that he thought that he caught the virus from a local cafe, where another patron was visibly unwell.

New South Wales Premier Gladys Berejiklian has said that “our mission is to allow our citizens to live as safely and freely as possible”, having announced that only authorized workers — people whose occupation is essential — could leave home in selected higher risk regions in south-west of Sydney until July 30.

Work of the construction industry has been stopped for several days, and resumed this week with requirement that the construction workers get tested for COVID-19 regularly.

Friday, November 3, 2006

On November 13, Torontonians will be heading to the polls to vote for their ward’s councillor and for mayor. Among Toronto’s ridings is Beaches—East York (Ward 32). Four candidates responded to Wikinews’ requests for an interview. This ward’s candidates include Donna Braniff, Alan Burke, Sandra Bussin (incumbent), William Gallos, John Greer, John Lewis, Erica Maier, Luca Mele, and Matt Williams.

For more information on the election, read Toronto municipal election, 2006.