Google launches Google Spreadsheets

Tuesday, June 6, 2006

Google has launched an online spreadsheet site, in a private beta.

The site will allow spreadsheets to be shared between up to 10 users, which is aimed to be useful to teams and small businesses. “Many people already organise information into spreadsheets. Where they are struggling is to share it” said the product manager, Jonathan Rochelle.

Google recently bought the online word-processor Writely, launched a calendar product, as well as a desktop search tool. Many see this as them straying into Microsoft‘s markets.

Google Spreadsheets uses very advanced AJAX (Asynchronous Javascript And Xml) and Client Side Scripting to mimic very effectively it’s desktop counterparts’ functions.

It is surprisingly fast, has very good formatting and advanced formula support, but best of all it has complete support for Microsoft Excel .xls files, and very good collaboration: just enter the e-mail address and you can share easily.

Two killed, 47 injured in coach crash in Cornwall, England

Thursday, December 24, 2009

Two people have been killed and 47 people have been injured as the result of a coach crash in Cornwall, England. The vehicle, which was carrying 48 passengers as well as the driver, were travelling back from a journey to the village of Mousehole to see Christmas lights. The accident occurred at 2215 GMT yesterday in the village of Townshend, not far from the town of Hayle. Road conditions at the time were icy, which may explain why the accident occurred. The first police car that arrived at the scene lost control on the icy road and crashed into the already overturned coach. The two officers in the car were uninjured, however the earlier crash had caused the deaths of two women. One of them died at the scene of the accident and the other was later killed as a result of the injuries suffered. 47 people were injured, five of them seriously.

The sequence of events that is believed to have happened, according to Devon and Cornwall Constabulary, is that the coach went off the road, collided with a tree, going through a hedge before finally overturning, causing the vehicle to end up on its side. 60-year-old Ann Ellis, who comes from the village of Illogan in Cornwall, was physically involved in the crash. Desribing her experience of this incident, she said: “All I can remember is a big bang and we just went over. I got trapped under somebody else and there was someone on top of me. It was difficult to breathe but two gentlemen dragged me out. I was shaken, really shaken. I think we all were. It was horrific.”

I was shaken, really shaken. I think we all were. It was horrific.

Derek Smith, lives near where the accident occurred. He said that “[w]e were just going to bed when we heard a knock on the kitchen door. She was covered in mud and had no shoes or socks on and was shaking as she stood there. I could hear this commotion going on.

She said to ring the police and ambulance as their coach had turned over and there were 50 people in it and some of them were injured. My wife rang 999 and the lady was in a real panic. We gave her some socks and boots straightaway because she was freezing as she had nothing on her feet.”

75-year-old Charles Parker, who is living in St. Agnes in the county, was also injured in the accident, suffering injuries to his leg and his head. “The roads were so icy,” he explained. “I heard a cracking noise and all of a sudden we had turned over. I remember later being helped out of the coach through a window. We were close to a house and they took most of the people in there. Then helicopters turned up. It was very frightening.”

Inspector Matthew Shaw, who comes from Devon and Cornwall Constabulary, explained “[i]t seems from initial investigations that the coach has slipped on ice. The road is covered in a sheet of ice, it’s treacherous, it’s difficult to even walk down there.” The amount of time taken to transport the injured passengers to a hospital was four hours.

A Perfect Shower System Can Decrease Your Home Cost}

A Perfect Shower System Can Decrease Your Home Cost

by

Rana Ardhita

If you are like most people, you start your day by running water down the drain while you wait for hot water to arrive at the shower. If your home has the water heater on one end of the house, and the master bath on the other end of the house, then you may have quite a wait. In such homes it is not uncommon to find that the occupants leave the hot water running in the shower while they go do something else, and return to find the water hot and ready for their shower.

This systems that run continuously are known as hot water circulating systems. They typically have a hot water pipe that leaves the water heater, runs past each sink, and then returns to the water heater. A pump circulates the hot water through the piping to keep the pipe full of hot water. You have instant hot water whenever you want it. Just turn on the tap. Normally this type of system would need to have been installed during construction of the home. To install one would be expensive since you need to access plumbing that is behind walls and under floors etc.

Circulating systems have some problems though. For one thing they waste a huge amount of energy. It takes a lot of heat energy to keep the piping full of hot water. Its like a huge radiator sucking the heat out of the water heater. The water heater has to work harder and may not last as long either. The lost heat energy is much greater than the pumping energy being used, as the pumps typically are very small, but none the less, the pumps do consume energy while they are running.

[youtube]http://www.youtube.com/watch?v=GOX9SmfKFtw[/youtube]

There are ways to reduce the energy consumption of such systems. One popular method is to use a clock timer to inactivate the systems during periods of little use. It does save energy, but it can be inconvenient if you want water during one of the times the system is not running. Another way of reducing the energy consumption is to have the pump controlled by the water temperature in the piping. For example, you could have the pump turn on when the water in the piping drops below 100 degrees, and turn off when the temperature reaches 110 degrees. This helps a little but not much.

This means that not only is water being wastefully run down the drain, but its hot water as well. Heating the water is actually much more expensive than the cost of the water. Its like throwing money down the drain.

But there is something you can do about it. There are a number of hot water delivery systems on the market that you can install in your home to eliminate this problem. Some of these systems run continuously (cycling on and off), and some run only when you want to use the hot water. They all save you water, but there are differences in things like cost, speed, convenience, and energy usage.

These cold-water-return-line systems come in two varieties…one of it is demand systems.Demand hot water systems are another type of fast hot water pumping system that can be retrofit to existing plumbing systems. It too uses the cold water piping as the return line to the water heater. With the demand system nothing happens until the user demands hot water by activating the pump. The pump is located at the furthest fixture from the water heater. When someone presses the start button the pump comes on and pumps hot water through the r piping, into the cold water line and back to the water heater. When hot water reaches the pump it shuts off. That way the cold water line does not end up full of luke-warm water.The hot water demand systems have a number of advantages over the other systems. They do not run continuously or cycle on and off, so they do not consume any more energy than a standard plumbing system. Since they use the cold water line as the return, they are easy to retro-fit. They typically use $1 to $2 per year in electricity to operate. Demand systems can be used with tankless water heaters, or any kind of water heater for that matter.Demand hot water systems are manufactured by Chilipepper Sales, Metlund, RedyTemp, and Taco. Chilipepper Sales manufactures the CP6000, the least expensive system with the most powerful pump of demand hot water system. Metlund produces several models of its Dmand system, some of which work with tankless units and some which dont. Taco has a system identical to the Metlund Dmand system.Fast hot water delivery systems have demonstrated savings of 15,000 gallons and more per year per home. Since these systems can save so much water, and can even save energy while doing so, and since they ad convenience to our lives, we have to consider them green products. Bright green. They save you time, water, energy, and money while reducing green house gas emissions.

There are a number of companies that manufacture hot water circulating systems including Grundfos, Taco, and Watts.

If you want to install a fast hot water system in an existing home, there are a class of pumping systems that use the cold water piping as the hot water return line, and this makes them much for suitable for retro-fit applications.

If you are interested in such a system check with your local water company, many of them are offering rebates for hot water demand and circulating systems, some up to $200.00. That is more than the cost of the Chilipepper hot water demand system.

Install a demand hot water system in your home today and start enjoying the benefits of faster hot water while feeling good about it every time you use hot water.

For more detailed information about Sun Lounger and to learn how to get a perfect outdoor furniture set in your home, try visiting http://patio.articlesonwomen.info/sun-lounger-beside-your-pool.html, one of the most popular and informative outdoor furniture resources on the web.

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A Perfect Shower System Can Decrease Your Home Cost }

Experts: obesity is a bigger threat than AIDS or bird flu

Friday, September 8, 2006

From September 3 to 8, experts gathered at the 10th International Congress on Obesity in Sydney, Australia, to discuss what they call the worldwide “obesity epidemic”. According to the World Health Organization (WHO), 1 billion people in the world today are overweight, and 300 million of those are obese. “Obesity and overweight pose a major risk for serious diet-related chronic diseases, including type 2 diabetes, cardiovascular disease, hypertension and stroke, and certain forms of cancer“, a WHO fact sheet states. According to AP, experts at the conference “have warned that obesity is a bigger threat than AIDS or bird flu, and will easily overwhelm the world’s health care systems if urgent action is not taken”.

Of particular concern is the large number of overweight children. Dr. Stephan Rossner from Sweden’s Karolinska University Hospital, a leading obesity expert who was present at the conference, has warned that as a result of the increasing number of overweight children, “we will have, within a decade or two, a number of young people who are on kidney dialysis. There will not be organs for everybody”. UK-based International Obesity Task Force has said that junk food manufacturers target children, for example, through Internet advertising, chat rooms, text messages, and “advergames” on websites. Politicians are not doing enough to address the problem of obesity, including childhood obesity, the experts said.

According to Wikipedia, examples of junk food include, but are not limited to: hamburgers, pizza, candy, soda, and salty foods like potato chips and french fries. A well-known piece of junk food is the Big Mac. The US version of just one Big Mac burger contains 48% of calories from fat, 47% US Recommended Dietary Allowance (RDA) of fat, 52% RDA of saturated fat, 26% RDA of cholesterol, 42% RDA of sodium, and little nutritional value. It also has 18% of calories from protein. According to WHO, most people need only about 5% calories from protein. Staples such as rice, corn, baked potatoes, pinto beans, as well as fruits and vegetables such as broccoli, cauliflower, zucchini, oranges, and strawberries, provide more than this required amount of protein without the unhealthy amounts of fats or sodium, without cholesterol, and with plenty of fiber, vitamins, and minerals.

Both WHO and the American Centers for Disease Control and Prevention (CDC) define overweight in adults as a Body Mass Index (BMI) of 25 or above, and obese as a BMI of 30 or above. To combat overweight and obesity, WHO recommends that, among other things, people should be taking the following steps

  • eating more fruit and vegetables, as well as nuts and whole grains;
  • engaging in daily moderate physical activity for at least 30 minutes;
  • cutting the amount of fatty, sugary foods in the diet;
  • moving from saturated animal-based fats to unsaturated vegetable-oil based fats.

The Fight Against Coronary Heart Disease}

The Fight Against Coronary Heart Disease

by

Coronary heart disease is the leading cause of death among all the major diseases. In the United States 36 percent of the people who die do so because of some form of heart or cardiovascular disease. This number is simply staggering and points to the importance of controlling and preventing the suffering that this disease brings. The good news is that the majority of people can successfully prevent or reverse the effects of this deadly disease with some rather simple lifestyle changes.

The first change that anyone with heart disease must make is dietary. Today’s fast food and processed meal in a box are some of the worst choices anyone can make when it comes to the health of their cardiovascular system. By avoiding saturated and trans-fat that are found in fried foods and some red meats we can significantly reduce the risk posed by coronary heart disease. Both these types of fat cause LDL cholesterol (the bad cholesterol) to increase in the blood stream. This can lead to a build up of plaque which hardens and narrows the arteries leading to a heart attack or stroke.

A diet high in fiber and low in fat is the way to go in preventing heart disease. Fruits, vegetables, low fat products, and whole grains cannot only prevent heart disease it can also reverse the effects of this dangerous condition.

The second lifestyle change that needs to be made to fight the effects of coronary artery disease is exercise. It doesn’t have to be a drastic undertaking. It can be something as simple as taking a walk everyday or using the stairs instead of the elevator. The point is to gradually build up your cardiovascular strength and add to it as you get stronger.

If you smoke then you need to quit. There is nothing that increases the risk of coronary heart disease quite like smoking. Every year more than 135, 000 people in the United States die from heart disease that is caused or exacerbated by the use of tobacco. The risk of death from this disease increases two to three times with the continued use of cigarettes.

There are also certain medical treatments and procedures that are effective in the fight against coronary heart disease. There are a number of medications that help reduce blood pressure or lower levels of LDL cholesterol, but like any drug there are also side affects to using them. Surgery is also an option when the disease has reached the life threatening stage but for most people living a healthy lifestyle will prevent them from ever having to see an operating room.

Avoiding the type of lifestyle that leads to coronary heart disease can help millions of people live long and healthy lives without the fear that they may fall victim to this deadly disease.

Andrew Bicknell is a writer who researches a wide range of subjects. To learn more about

coronary heart disease

please visit his website

Heart Disease by clicking here

.

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}

Broadband users kicked off service for constant questioning

Friday, September 2, 2005

A UK ISP, Plusnet, terminated the service of two of their broadband service customers for asking too many repeated questions and taking up too much customer support time on their portal discussion forums.

Early last year, Plusnet, an ISP with nearly 200,000 subscribers, cut its prices for all of its broadband products. In doing so, Plusnet allegedly did not inform its existing customers by e-mail, and instead published new products and prices on their public portal. This manner of notice for the price changes may have resulted in thousands of customers paying almost twice as much for the same service.

Within the last month, Plusnet began Packet Shaping peer-to-peer transfers for users of its ‘Premier’ service, which is sold and described as a ‘clean’ connection.

They also recently introduced the throttling [enforcing a maximum limit] of customers using more than 150GB per month of bandwidth. Users whose bandwidth is throttled receive service of 70Kbps, while paying for 2Mbps. This figure is based on the PlusNet network contention of 30:1, being 2mb divided by thirty users. The throttle is in place until the end of the customers current billing period, and is meant to help keep broadband access for all Plusnet users fast by stopping a small percentage of users from using excessive bandwidth. As a result, the ISP has begun receiving numbers of customer complaints and criticism both privately and through their publicly accessible member discussion forums. Though the vast majority of comments on this new Sustainable Usage Policy have been positive.

Wade Woverly, 20, from Leeds (also known as “Wadev1589”), started a thread in the Plusnet member discussion forums challenging the ISP on a number of customer service issues. One of those was regarding the customers who were paying an unnecessary premium for the same internet connection. In addition, Woverly mentioned he was assisting the Trading Standards Institute with an investigation of the legality of terms and conditions of Plusnet.

The accusations by Woverly, that customers are being over-charged, are considered speculative. Woverly asked the same questions dozens of times on forum pages, hoping to receive some sort of answer from Plusnet that he considered satisfactory. Ultimately, he claims the ISP called him on the telephone and said that if he didn’t stop posting comments on their forums, they would terminate his ADSL internet connection and forum access. Woverly said Plusnet’s position was that he was using up excessive customer services resources.

After a night of lengthy posts both on Plusnet boards and at the forums at ADSLGuide, a Customer Services Manager at Plusnet, Carol Axe, allegedly contacted Woverly to inform him that they would be terminating his service, and that he has 30 days to migrate away until his line will be disconnected. Axe refused to allow her conversation to be recorded: “her voice was that of rude arrogance, not listening at all, it was a true ultimatum of a call,” according to Woverly.

Neil Armstrong, the Head of Marketing at Plusnet, commented, “Our comms team is there to serve all our customers, not to be drained by one unreasonably demanding customer.”

The Plusnet forums are led by a team of moderators, also customers, whose job it is to deal with problem posters, amongst other things. Forum Moderator Liam Martin, another stirrer, said “Part of our moderation involves restricting access to those users causing problems… and this is always carried out at our discretion when we believe somebody is causing a nuisance and/or breaking forum rules. ‘Wadev1589’ didn’t come close to being banned, in my book. This has come as a complete shock.”

A second user, “pr100” from Wargrave, has since then had his service ended after being given the same ultimatum. He was told that it was “in his best interests”. He responded on the Plusnet forum, “I did suggest to her that perhaps PlusNet should allow me to decide what will be in my best interest whereupon she stopped beating around the bush and said that my account was being terminated because of my anti-PlusNet posts in the forum.” Not all ISP’s would give you the option of migrating or losing your BB connection, some would just use their right to end your contract forthwith.

Another forum user, “chuffbears”, commented, “Carol [Axe] is in a position where she should be taking responsibility for customer service. In my book she should be issuing an apology over this entire situation.”

Sbi Life Smart Elite Ulip Graph Most Experienced}

Submitted by: Bima Deals

SBI Life-Smart Elite is a unit-linked life insurance plan crafted exclusively for high net worth individuals. The plan is no different from other Ulips offered by SBI Life except that it has a high premium bracket starting from Rs 1,50,000. It offers two protection options. Under the Gold option, the diagram provides a choice of higher of sum assured or fund value on unfortunate events.

Under the Platinum choice, the nominee of the policyholder would receive both. The scheme offers six alternative investment options (funds) with varying equity and debt exposure for the policyholder.

COST STRUCTURE: The large ticket size has helped keep the cost of this scheme low. The insurance company charges 15% premium allocation charges for a 5-year period. This is much lower than the 20-25% charged by some other insurers.

Additional premium paid towards investment purposes only (top-ups) attract a 2% allocation charge. The policy administration charge is fixed at Rs 600 per annum for a single premium policyholder and Rs 720 pa for the rest. This helps in keeping the cost organization low since the administration charge is defined in absolute terms and is not linked to the annual premium. It needs to be noted that the scheme’s mortality charges are same as that of the LIC mortality table, unlike other insurance companies, which have higher charges.

BENEFITS: SBI Life-Smart Elite is a flexible plan with various premium payment modes. The system allows the policyholder to increase or reduce the sum assured based on the needs. However, this flexibility is only allowed three times in the entire policy tenure. An increase in the sum assured is subject to underwriting and is not available at 50 years and above. The plan offers a settlement option, under which a policyholder can take away the fund value at maturity in five instalments.

[youtube]http://www.youtube.com/watch?v=H1m3HmnznHM[/youtube]

PERFORMANCE: SBI Life-Smart Elite offers a basket of six investment options of which three funds are more than five years old. These include Balanced Fund, Bond Fund and Money Market Fund, while the rest three are recently launched and are just about a year old.

While most of the old funds have outperformed the benchmark with good margins, the new funds are yet to show their sheen.Equity Elite fund is nowhere close to the regular equity fund of SBI Life which is the best performing fund in the category with more than 23% annualised returns. P/E Managed and Index funds, which are equity-oriented funds, have also not put up an encouraging show.

PORTFOLIO REVIEW: SBI Life Insurance primarily has a large-cap defined equity portfolio with just about 4-5% mid-cap stock holding. Top holdings of the portfolio include Infosys, Reliance Industries , ICICI Bank and L&T. Similar to most other funds, SBI Life has a higher exposure to the financial services and oil and gas sectors. The healthcare sector, a more defensive one, forms a small part of the portfolio due to a complex business model, according to the fund manager . The portfolios have very significant exposure in metal stocks, which are currently underperforming.

DEATH / MATURITY BENEFIT: On maturity, the policyholder gets the amount accumulated in the fund. In the case of demise, the nominee of the policyholder receives higher of the sum assured or the fund value or both, subject to a minimum of 105% of the basic total premium paid towards the policy over the period.

For instance, say a 35-year healthy male invests Rs 2,00,000 per annum in the equity fund for 10 years. Assuming that the sum assured is 20 times the annual premium, the total sum assured receivable, in case of any eventuality, would be Rs 40 lakh. By the end of 20 years, assuming the rate of return of 6% and 10%, the fund value shall be Rs 36,65,524 and Rs 67,76,640 respectively.

OUR VIEW: Smart Elite is one of the most competent products in terms of its cost structure. It provides flexibility to investors.

Among its six funds, Balanced and Bond funds have shown a remarkable performance. But high net worth individuals generally have a high risk appetite. Since the returns from the equity-oriented funds in Smart Elite are not as good, prospective investors will be better-off by investing in other products of SBI Life.

Source: [Economic Times]

About the Author: Apply for All type of insurance plans such as Life Insurance, Term Insurance, Endowment Plan, Children Plan and Retirement / Pension Plan visit here:

bimadeals.com

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German tax authority migrating 12,000 desktops to SuSE Linux and KDE

Monday, June 12, 2006

The Lower Saxony, Germany tax authority is migrating 12,000 desktops to use SuSE Linux with KDE as the desktop environment. The systems are being migrated from Sun’s Solaris x86 version 8, which has been in use at the organization since 2002.

According to Eva Brucherseifer, president of the KDE community in Germany and managing director of basysKom, the migration process in its “peak phase” and is porting 300 systems every day. The company basysKom is configuring the desktops.

Brucherseifer said “The decision made by the Regional Tax Office in Lower Saxony represents an important step towards increased flexibility, enhanced usability and — last but not least — reduced training and support costs.”

German cities using or planning to use open source software include Schwäbisch Hall, Mannheim, Treuchtlingen, Leonberg and Isernhagen. Mannheim is planning to deploy Linux on 110 servers and 3,700 desktops.

US lawmakers reach stimulus package deal

Friday, February 13, 2009

Politicians from both houses of the United States Congress have reached a consensus over a stimulus package worth hundreds of billions of dollars.

The package was bridged between the House of Representatives‘ version of the stimulus, which was worth US$820 billion, and the Senate‘s version, which cost $838 billion. The package now costs $789 billion, and devotes resources to tax cuts and spending intended to help revive the faltering US economy.

The House of Representatives’ version of the bill was passed without any Republican support, while the Senate’s version, which was voted upon on Tuesday, was backed by only three Republican senators.

The stimulus is aimed at giving help to those who have suffered from the recession, in the form of food stamps, health coverage, unemployment benefits, and various other things.

US President Barack Obama hailed the agreement as a “hard-fought compromise”.

“I want to thank the Democrats and Republicans in Congress who came together,” he said, “with the urgency that this moment demands.”

Obama is to sign to bill into law after the revised version of the stimulus is passed by Congress. He has said that he wants the bill on his desk ready to sign by this weekend.

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Senate Majority Leader Harry Reid estimated that the package should introduce three and a half million jobs. More than a third of it is to be devoted to various incentives for middle-class Americans and tax cuts.

Republican politicians, however, still disapprove of the stimulus plan, saying that the package is too costly and will increase the size of the federal government and not create any new jobs.

US stock markets posted modest gains at the end of day following the agreement.

 This story has updates See US Congress passes $787 billion stimulus package