TD Financial to acquire Hudson United Bancorp

Tuesday, July 12, 2005

Canadian TD Financial Group has come to a deal with the regional U.S. bank, Hudson United Bancorp, to buy Hudson for US$1.9 billion. The new addition will be folding into itsMaine-based TD Banknorth, which is 51% owned by TD Financial. The acquisition will bring in 204 new branches and increase TD’s footprint to New Jersey, New York, Connecticut and Pennsylvania. In total this will give TD 590 branches, 751 banking machines and more than US$26-billion in deposits across eight northeastern states.

Hudson specialises in commercial real estate, consumer and credit card loans to individuals and businesses. The bank also had $8.85 billion US in assets at the end of it’s first quarter, on March 31. The company’s shares had been dropping in the course of the past year because of allegations of money-laundering violations and after an earnings warning, making it a good steal for TD. The acquisition will greatly increased TD’s influence in America.

This continues the recent trend for Canadian banks expanding into the U.S. where regulation on bank mergers is less strict than in their home country.

“This transaction delivers on our shared vision for growth and marks a significant milestone in TD Banknorth’s expansion strategy,” TD Bank CEO and president Ed Clark said in a statement.

Retrieved from “https://en.wikinews.org/w/index.php?title=TD_Financial_to_acquire_Hudson_United_Bancorp&oldid=1093868”

Benefits Of Group Business Coaching Vs. One On One Business Coaching

Benefits of Group Business Coaching Vs. One-on-One Business Coaching

by

Bruno Raynal

Many organizations regularly turn to professional business coaches to improve all areas of their business. From mentoring employees to defining goals to implementing growth strategies, business coaches are often seen as extensions of the executive management team.

[youtube]http://www.youtube.com/watch?v=d5Fr3wftxEA[/youtube]

While coaching in business can take many forms, there are two basic types: group business coaching and one-on-one coaching. Both types of business coaching are effective and cater to the specific needs of a companywhether its in a period of growth or crisis. Group business coaching and one-on-one coaching each has its unique benefits so you will need to assess your goals to decide which type will make the largest impact. Lets take a closer look at the difference between group coaching and one-on-one business coaching: Group Business Coaching: A group business coaching environment involves training towards a collective goal. The focus is placed on the common needs, challenges, and goals of the group rather than concentrating on an individual. Group business coaching sessions often result in employees developing a group synergy and camaraderie where everyone shares their opinions and learns about the experiences of other team members. These sessions can bring to light the strengths and weaknesses of individuals and entire teams which, once identified, can be effectively addressed and corrected. Group business coaching builds trust, support, and relationships that result in team cohesiveness and improved productivity. One-on-One Business Coaching: As the name suggests, one-on-one business coaching focuses on the individual. Whether its improving job skills or enhancing leadership abilities, one-on-one coaching seeks to stimulate growth in many areas and often results in facilitating a transformation from both a business and personal perspective. In fact, many business owners and employees of larger organizations are often surprised to find that their coaching sought for business actually has an important impact on the way they conduct themselves in their personal lives. One-on-one coaching also has the benefit of being more flexible than group business coaching in that the individual defines the topics to discuss and there is generally no agenda other than to focus on the goals of the individual. Due to group dynamics, group business coaching sessions tend to focus on a specific subject that needs to be addressed by all team members to achieve company goals in the most efficient manner. Hiring a Business Coach: Even if youre responsible for a team of employees, if youre new to business coaching you may want to start with one-on-one coaching sessions at least once a week. This will give you the experience of working with a business coach and understanding how he or she can not only benefit your individual and business issues, but also the unique challenges of your team as well. Remember that an effective business coach, whether through group business coaching or one-on-one coaching, can take you out of your comfort zone, expand your ideas of what is possible in both your professional and personal lives, and ultimately facilitate the growth to achieve your specific objectives. Learn more about the benefits of hiring a firm to provide group business coaching or one-on-one coaching by visiting www.ThinkBlueThinking.com or calling 619.550.8052.

Bruno Raynal is the president and CEO of Blue Thinking, a business consulting firm based in San Diego, California. Bruno works with top level senior management to enhance their awareness of modern business practices and patterns so they can make informed choices, take the right action, and achieve their vision and goals. Learn more about Blue Thinking by visiting www.ThinkBlueThinking.com or calling 619.550.8052.

Article Source:

ArticleRich.com

Bill Cosby’s lawyers accuse prosecutors of racial bias in jury selection for sexual assault trial

Wednesday, May 24, 2017

Yesterday, Brian McMonagle, a lawyer defending the U.S. actor Bill Cosby, accused the prosecution of attempting to exclude black jurors. Cosby, who is black, is charged with drugging and sexually assaulting a white woman.

Prosecutors claimed that one of the potential jurors, a black former police officer who had once sued the state, might have an anti-government bias that could skew her judgement in trial. The judge overseeing the case, Steven T. O’Neill, decided to accept the prosecution’s explanation but told Cosby’s lawyers he would entertain their accusations of racial bias if they came back with statistical evidence. Of eleven jurors seated as of yesterday, ten were white and one was black. Out of the 100 potential jurors examined, sixteen were non-white and about a dozen were black. Of the eleven, seven were men, four were women. One juror and six alternates had yet to be selected.

Nearly 3000 residents of Pennsylvania’s Allegheny County have been called to report for jury selection for just one trial. After selection, eighteen of those people will be bused about 300 miles (500 km) to Norristown where the trial of Bill Cosby for the alleged 2004 sexual assault of Andrea Constand is scheduled to begin on June 5.

No one should make an effort to be on this jury, and no one should make an effort to not be on this jury.

The area around Pittsburgh was chosen as as source of jurors at the request of Cosby’s legal team, who were concerned about the interest that politicians elsewhere in Pennsylvania have shown in the case.

Judge O’Neill, was present for jury selection: “No one should make an effort to be on this jury, and no one should make an effort to not be on this jury,” he instructed the first set of 100 potential jurors.

The first round of winnowing was done by questionnaire. Potential jurors were asked if they had religious beliefs or experiences with criminals that might affect their ability to serve impartially. Jurors were asked if they or anyone they know has been sexually assaulted, and about a third said yes. Jury selection specialist Howard Varinsky, who worked on the Scott Peterson and Timothy McVeigh cases, said the judge would be likely to dismiss jurors who said yes to that question; and said defense lawyers would likely favor black jurors who might question the veracity of reports from police officers and older jurors who may see Cosby’s alleged victim as an adulteress.

Under Pennsylvania jury selection rules, either side may reject any number of jurors “for cause,” meaning either that they have some health problem or work obligation that would make jury service an undue hardship for them or that there is some proof that they could not be impartial. Someone who has admitted to hating or loving Cosby could be struck for cause. Each legal team may also strike seven jurors and three alternates regardless of their reasons, which they are not obliged to share with the court. However, they are not allowed to exclude jurors solely because of their race or gender, which is what Cosby’s lawyers allege the prosecution attempted to do Tuesday.

Over the past few years, about 40 women have accused Bill Cosby of drugging and sexually assaulting them. One woman besides Constand is expected to testify to establish that Cosby’s actions were part of a predatory pattern. Cosby claims his encounter with Constand was consensual and says he hopes to restore his reputation and career. If convicted, Cosby, who is currently 79 years old, could serve 10 years in prison.

Bill Cosby is best known for his role on The Cosby Show, which earned him the nickname “America’s Dad.”

Judge O’Neill has already decided to sequester the jury for the trial, estimated at about two weeks.

Retrieved from “https://en.wikinews.org/w/index.php?title=Bill_Cosby%27s_lawyers_accuse_prosecutors_of_racial_bias_in_jury_selection_for_sexual_assault_trial&oldid=4320136”

Saturn moon Enceladus may have salty ocean

Thursday, June 23, 2011

NASA’s Cassini–Huygens spacecraft has discovered evidence for a large-scale saltwater reservoir beneath the icy crust of Saturn’s moon Enceladus. The data came from the spacecraft’s direct analysis of salt-rich ice grains close to the jets ejected from the moon. The study has been published in this week’s edition of the journal Nature.

Data from Cassini’s cosmic dust analyzer show the grains expelled from fissures, known as tiger stripes, are relatively small and usually low in salt far away from the moon. Closer to the moon’s surface, Cassini found that relatively large grains rich with sodium and potassium dominate the plumes. The salt-rich particles have an “ocean-like” composition and indicate that most, if not all, of the expelled ice and water vapor comes from the evaporation of liquid salt-water. When water freezes, the salt is squeezed out, leaving pure water ice behind.

Cassini’s ultraviolet imaging spectrograph also recently obtained complementary results that support the presence of a subsurface ocean. A team of Cassini researchers led by Candice Hansen of the Planetary Science Institute in Tucson, Arizona, measured gas shooting out of distinct jets originating in the moon’s south polar region at five to eight times the speed of sound, several times faster than previously measured. These observations of distinct jets, from a 2010 flyby, are consistent with results showing a difference in composition of ice grains close to the moon’s surface and those that made it out to the E ring, the outermost ring that gets its material primarily from Enceladean jets. If the plumes emanated from ice, they should have very little salt in them.

“There currently is no plausible way to produce a steady outflow of salt-rich grains from solid ice across all the tiger stripes other than salt water under Enceladus’s icy surface,” said Frank Postberg, a Cassini team scientist at the University of Heidelberg in Germany.

The data suggests a layer of water between the moon’s rocky core and its icy mantle, possibly as deep as about 50 miles (80 kilometers) beneath the surface. As this water washes against the rocks, it dissolves salt compounds and rises through fractures in the overlying ice to form reserves nearer the surface. If the outermost layer cracks open, the decrease in pressure from these reserves to space causes a plume to shoot out. Roughly 400 pounds (200 kilograms) of water vapor is lost every second in the plumes, with smaller amounts being lost as ice grains. The team calculates the water reserves must have large evaporating surfaces, or they would freeze easily and stop the plumes.

“We imagine that between the ice and the ice core there is an ocean of depth and this is somehow connected to the surface reservoir,” added Postberg.

The Cassini mission discovered Enceladus’ water-vapor and ice jets in 2005. In 2009, scientists working with the cosmic dust analyzer examined some sodium salts found in ice grains of Saturn’s E ring but the link to subsurface salt water was not definitive. The new paper analyzes three Enceladus flybys in 2008 and 2009 with the same instrument, focusing on the composition of freshly ejected plume grains. In 2008, Cassini discovered a high “density of volatile gases, water vapor, carbon dioxide and carbon monoxide, as well as organic materials, some 20 times denser than expected” in geysers erupting from the moon. The icy particles hit the detector target at speeds between 15,000 and 39,000 MPH (23,000 and 63,000 KPH), vaporizing instantly. Electrical fields inside the cosmic dust analyzer separated the various constituents of the impact cloud.

“Enceladus has got warmth, water and organic chemicals, some of the essential building blocks needed for life,” said Dennis Matson in 2008, Cassini project scientist at NASA’s Jet Propulsion Laboratory in Pasadena, California.

“This finding is a crucial new piece of evidence showing that environmental conditions favorable to the emergence of life can be sustained on icy bodies orbiting gas giant planets,” said Nicolas Altobelli, the European Space Agency’s project scientist for Cassini.

“If there is water in such an unexpected place, it leaves possibility for the rest of the universe,” said Postberg.

Retrieved from “https://en.wikinews.org/w/index.php?title=Saturn_moon_Enceladus_may_have_salty_ocean&oldid=4453704”

Marussia F1 test driver Maria de Villota seriously injured in testing accident

Tuesday, July 3, 2012

The Marussia F1 team’s test driver, Spaniard María de Villota, was taken to hospital by air ambulance today after a collision in testing at Duxford Aerodrome.

At the end of her first installation run, the car she was driving had a low-speed collision with the loading ramp of the team’s support truck. According to BBC Cambridgeshire presenter Chris Mann, the car “suddenly accelerated” into the rear of the vehicle. The Marussia team released a statement an hour and a half after the accident, stating that she had been transferred to hospital, and a further statement would be issued once her condition had been assessed.

A spokesman for the East of England ambulance service, Gary Sanderson, said de Villota had “[…] sustained life-threatening injuries and following treatment at the scene by paramedics, she has been taken to Addenbrooke’s Hospital for further care.” According to witnesses, she was motionless for about fifteen minutes as medical teams attended to her, but did move her hands before being taken away from the test track. Medical charity Magpas, whose volunteer paramedics attended the accident, reported she had sustained injuries to her head and face, and was in a ‘stable condition’ when she reached the hospital.

Marussia reported her as conscious later in the afternoon: “Since Maria’s arrival at the hospital at approximately 10.45am this morning, she has been receiving the best medical attention possible at the hospital, which is the region’s major trauma centre. Maria is conscious and medical assessments are ongoing. The team will await the outcome of these assessments before providing further comment. The team’s first priority at this time is Maria and her family.”

De Villota was announced as Marussia’s test driver in March, having prior experience driving for Alan Docking Racing in Superleague Formula in Spain.

Retrieved from “https://en.wikinews.org/w/index.php?title=Marussia_F1_test_driver_Maria_de_Villota_seriously_injured_in_testing_accident&oldid=1554124”

Common Signals For Roof Repairs

By Tim McLoughlin

Your grass needs landscaping when it gets too tall. Your house needs paint when it looks dingy. Your windows need to be replaced if they show cracks. With some household repairs, when to tackle the task is obvious. Your roof, however, is a bit more subtle. How do you know when it’s time to reroof?

Inspections are key. It’s extremely important to inspect your roof at least twice a year, in order to prevent any unseen damage from becoming a disaster. Regular inspections will also help you to quickly recognize anything that seems different or odd about your roof. There are some basic things you can look out for that will tell you whether you have a happy, healthy roof, or whether you need to call in a roofing company for a roof repair.

Grab your binoculars, and find a good spot on your property where you have a clear, unobstructed view of the roof. Here’s what you’ll look out for:

Missing or broken shingles are an obvious sign of a problem. Empty spots could allow moisture to collect and puddle, eventually soaking through and becoming a leak. Don’t hesitate to have a roofing company come and check out potential leaks, as they’ll only get worse with time. Steep roofs tend to lose more shingles due to high winds.

[youtube]http://www.youtube.com/watch?v=PyMmOM0d8Mo[/youtube]

Bare looking shingles (often darker looking than normal) are not good either. Grainy asphalt covers new shingles, but can be swept away by heavy winds and rain. If you notice quite a bit of the grainy asphalt in your rain gutters, something’s wrong and you may need some roofing repairs. Naked shingles are a source of another potential leak on your roof.

Shingles that appear to have curled or split are another sign that it may be time to reroof. If shingles are curling, they’re likely to be further damaged by heavy winds, leaving room for water to seep inside. Shingles can curl either upwards or downwards (causing a bump on their bottom edge) – either way, it’s a sign of trouble.

Any distortion in the shingles, such as a buckled vertical line, can indicate a problem. There are several causes of buckling, including using boards that are too thin when constructing the roof. Sagging centers or ridges can also be signals that it’s time to consider reroofing.

Pay special attention to any area where one surface meets another, such as near chimneys, vents, or wall joints. If you notice any cracks, dried out caulking or rusty metal, there’s a problem with the flashing. Again, this is a potential leak that may be cause for roofing repair.

Loose or exposed nails are not normal, and can also create space for leaks to sneak through.

There are also several important things to check for from inside the house:

If you notice any sagging between your rafters, it could mean that your roof decking will need replacing, along with other possible roof repairs.

Water damage is the most obvious sign that reroofing is in your future, and could indicate an existing leak or be a sign of inadequate roof ventilation. Check your attic after a rainy day to be sure there are no stains or wet spots from previously unseen leaks.

Depending on the climate you live in, the color of your roof, what direction your roof faces, and what kind of ventilation was built in, roofs can last anywhere from 10-25 years. Consistent roof inspections will help you know when it’s time to call a roofing company for roof repairs.

About the Author: Tim McLoughlin is the President of Atlanta roofing company KTM Roofing, a company that focuses on Atlanta roofing repair and Atlanta reroofing.

Source: isnare.com

Permanent Link: isnare.com/?aid=258731&ca=Home+Management

Ukrainian former official admits to murdering journalist

Wednesday, July 22, 2009

A former official from the Ministry of Internal Affairs of Ukraine has confessed to involvement in the abduction and murder of journalist Georgiy R. Gongadze in 2000. Olexiy Pukach has also implicated other officials in the crime.

Gongadze criticised the government of then-President Leonid Kuchma. On September 16, 2000, he was abducted and his decapitated remains were found two weeks later near Kiev. Kuchma’s opponents described the slaying as political, and there was widespread controversy on national and international levels.

Olexiy Pukach, who was apprehended on Tuesday, told officials his involvement with the case was “direct” and has gone on to give a full confession. Prosecutors believe he strangled Gongadze himself after three officials from the police—convicted of murder last year—brought Gongadze to Pukach.

According to Vassyl Grytsak of the Security Service of Ukraine, Pukach has also offered to take authorities to the location of the journalists head, which was never recovered.

He also said to arresting officers that “I have been waiting for you since the beginning.” Kuchma himself is alleged to be directly involved, as a series of tapes totaling over 700 hours have been leaked after they were allegedly made in secret by one of his bodyguards; the evidence has been ruled inadmissible by a parliamentary commission that failed to prove or disprove their authenticity. Kuchma denies any involvement.

This article features in a News Brief from Audio Wikinews:

Retrieved from “https://en.wikinews.org/w/index.php?title=Ukrainian_former_official_admits_to_murdering_journalist&oldid=4686590”

Government shuts off water to California farms in controversial effort to help threatened species

Thursday, August 13, 2009

A farming town in California claims that it may disappear due to the United States federal government shutting off water pumps, though the government states the actions are necessary to save several marine species.

In July 2009, action by the Federal Bureau of Reclamation to protect threatened fish stopped irrigation pumping to parts of the California Central Valley causing canals leading into Huron, California and the surrounding areas and the farms that rely on them to lose their primary irrigation source. Unemployment has reached 40% in some areas as the farms have dried up.

California Governor Arnold Schwarzenegger stated the action is putting the fish “above the needs of millions of Californians.”

Highlighting the city’s plight, Huron Police Chief Frank Steenport stated, “A year from now, [Huron] may not be here.”

In an interview in Huron on Tuesday, comedian Paul Rodriguez, whose mother owns a farm in the area, criticized the actions of the government and called for President Barack Obama to review the decision. “This used to be an almond orchard. Now all that is left is firewood.”

Laura King Moon, assistant general manager of the State Water Contractors, a nonprofit association of 27 public agencies from across California that purchase water from the government under contract, said “these cuts are crippling on our people and businesses — especially in the Central Valley where farmers are being forced to fallow their land and workers are being laid off. Rather than piecemeal restrictions, we need to balance the needs of the environment and the needs of people with a collective plan for the Delta.”

The National Marine Fisheries Service, an agency within the National Oceanic and Atmospheric Administration, states the water pumping inside central California threatens several species, including Chinook salmon, Central Valley steelhead, North American green sturgeon, and Southern Resident killer whales, which rely on Chinook salmon runs for food. In the Huron area, the delta smelt is specifically targeted.

In defense of the actions, Rod McInnis, the southwest regional director for NOAA’s Fisheries Service stated, “What is at stake here is not just the survival of species but the health of entire ecosystems and the economies that depend on them. We are ready to work with our federal and state partners, farmers and residents to find solutions that benefit the economy, environment and Central Valley families.”

Retrieved from “https://en.wikinews.org/w/index.php?title=Government_shuts_off_water_to_California_farms_in_controversial_effort_to_help_threatened_species&oldid=4519970”

Category:February 27, 2008

? February 26, 2008
February 28, 2008 ?
February 27

Pages in category “February 27, 2008”

Retrieved from “https://en.wikinews.org/w/index.php?title=Category:February_27,_2008&oldid=4402898”

The Benefits Of Scrapping Your Vehicle

Of course, cars get old, they break and sometimes they get destroyed in accidents. When you buy a new car, you want it to last as long as possible as you have probably invested a lot of money in it.

If you have an old car and your car is no longer able to be on the road, or there are other problems with your older car that it quickly becomes inefficient to try to keep them running, and sooner or later, you find it taking up space as it sits unused in your driveway. Apart from these problems it probably becomes a drag on your life and your finances also.

In that case you should start thinking about getting it scrapped by a professional company. There are many benefits to doing this including the fact that you will get some extra money for doing so and on top of simply not having to repair the car anymore that it will have quite a big impact on the environment.

In this article, we are going to talk you through the benefits of doing this, so make sure to keep reading if you are interested inscrapping your car.

Here are the top benefits of scrapping the car-

  • Eco- Friendly

Simply sending the car to a regular dump wastes means you are indirectly helping the environment. When your car is scrapped, there are a lot of parts in the average car that can be reused and recycled. On the other hand, if you scrap the car, all of those reusable parts stay in use. That means there is less of a need for more metal to be created in the future. Also helps keep the environment healthier and dangerous chemicals out of the landfill.

Whenever new metal is made, greenhouse gases are emitted, contributing to global warming. Your scrapped car could be used to make something else, can be used in other cars, in other metal objects, and even in consumer electronics. Make sure to try out scrapping your car if you want to make your mark on the environment.

  • Extra Cash

If you are running low on cash, then it might be time to finally get rid of that old car that you can’t use anymore. Although you might have lost your initial investment that you put in the car, you will be essentially getting money for a piece of junk. When you scrap a car, most places will pay you upfront in cash. It’s one of the quickest turnarounds in money for property out there.

On top of this, You’ll get more money depending on the make and model so make sure to get a few different quotes before committing. so, you don’t have to worry about trading cars in. You don’t need to fuss with selling the car. Just scrap it, get your payment for the car, and move on.

  • More Space in Your Garage

How long have you been trying to get rid of that old used car that sits in your garage? It might be time to accept the fact that no one is going to buy it off you and you should try scrapping it. Yes, removing that hunk of junk from your driveway or your yard will free up a lot of room.

Once you do eventually get your car scrapped, you’ll find that space can be used for a new car, for other storage, or simply left available as open space. ofcourse, you will be happy with your decision. On top of this, you’ll have some money to go towards buying a new car.

  • Saves Energy

If you want to help to save the amount of energy that is used when manufacturing metal, you should think about scrapping your car. When the metal is made from recycled metal you could be seeing as much as 92 per cent of energy saved for aluminium. When copper is made, 90 percent of energy is saved and the figures stand at 56 per cent for steel. Make sure to consider this if you are thinking about scrapping your car and need that extra push to help the environment.

  • No More Maintenance Charges

The final benefit of scrapping your car is regarding the economic benefits that the recycling industry will see. This is because it is a lot easier and therefore cost-effective to recycle metal rather than mining ore. The reason being, you only need to melt and reshape metal rather than do the smelting and minor. When the recycling industry is able to save money on this, they are able to spend money on other things such as the wages of workers or even reducing taxes. The economic benefits might not affect you directly, but you definitely will see them.

Final Thoughts-Now that you know about the benefits of scrapping your car, you should consider this If you are thinking about scrapping your car, you should make the call as soon as possible.

Getting rid of an old car can be a simple process. If you want to get your vehicle off of your hands in Mumbai, you can scrap it with Aslam Salim Motorwala. Give us a call to get your junk vehicle removed on the spot for cash!